Q. What is the minimum and maximum loan term?
A. The loan is available from 1 to 7 years.

Q. What is the minimum and maximum amount I can borrow?
A. You can borrow from £5,000 to £50,000,000.

Q. If it’s a joint application, do we both need to sign the credit agreement?
A. Yes, both people need to sign the credit agreements.

Q. Can I have a loan for any purpose?
A. Yes, you can use the loan to buy anything you want for personal purposes.

Q. What is the APR?
A. The Typical APR is 3.5% for loans of £5,000 to £50,000,000. Because the interest rate is fixed for the term of the agreement, your loan repayments will stay the same.

Q. Who can apply?
A. You need to be aged 23 or over.

Q. Is your personal loan.co.uk regulated by the FSA?
A. your personal loan.co.uk is provided by The Co-operative Bank. The Co-operative Bank is authorised and regulated by the Financial Services Authority.

Q. How can I apply for a personal loan?
A. You can apply for a loan with your personal loan.co.uk by completing the online application form.

Q. How will I know if I have been accepted?
A. You need to supply your email address in the application form and we will email the decision to you within 24 hours.


Q. How quickly can I get my money?
A. Your loan agreement could be delivered direct to your home or work within 24 hours at a time to suit you with an optional Courier Service at a charge.

Plus, when you opt for your Loan Agreement to be delivered by the optional Courier Service, you will get a transfer of your loan amount into your bank account once the signed documentation is received. Next-day transfer applies to working days only.

Alternatively you can choose to have your new loan transferred to your selected bank account by BACS, this will take up to 4 working days following the receipt of your agreements.